There are some things that I tend to say over and over. One of them is about the options, as I see them, when it comes to offering social services to a society. There is always going to be a group of people who we can agree are deserving of these services, and a group of people who take advantage of the services and get something they don’t deserve. In an ideal world, we will only give coverage to those who deserve it, and not one undeserving person will get benefits. This will reduce the costs to the lowest possible, because there is no waste in the system. Because the ideal never seems to be possible in an imperfect world, we have to pick which way we want to err. Do we want a system that covers the most people, or the fewest. The system that covers the most costs more, but makes sure that all the “deserving” get what they need, while unfortunately letting some of the “undeserving” take advantage of the system. The system that covers the fewest saves money, by making sure that no “undeserving” get help they need, but leaves some “deserving” without help they need. Of course we can also debate who is “deserving” and who isn’t, but that’s a separate issue (not unimportant, just separate). Nevertheless, the whole purpose of this post is to have a place for a graphic that I created to illustrate this. It’s rough, and I spent less than 10 minutes creating it, but here it is. Sharing is welcome, but it would be nice if a link to this post came with it.
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