What I don’t understand about the insurance and state lines thing

Obamacare set up health insurance marketplaces. It didn’t take over health insurance like some would make you believe, but one thing it did was establish a website, not much different from expedia, where people can compare available insurance plans. Of course, it made some rules about the plans that can be sold on this platform, and each state has its own set of plans, so somebody from NY, for example, only gets to shop for plans in NY. Republicans latched onto this, and said that it hurt competition, because insurance companies should be able to sell across state lines. I’m not an expert in health insurance, so I’m sure I’m missing something (maybe something big), but the whole thing always seemed silly to me. I’m the first to warn against anecdote, and I should probably use my own advice here, but every now and then we all ignore the rules (even our own), so here goes.

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